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b"Richard Meadows is a journalist and author.\\nLife doesn't come with an instruction manual. How to organise our lives to be efficient but have options, to be take advantage of routine and enjoy variety is one of the hardest balancing acts we face.\\nExpect to learn why you should earn as much money as you can when you're young, how to make life changing choices under uncertain conditions, protect against financial disaster, develop a system to create our own luck and much more...\\nSponsors:\\nGet 20% discount on the best coffee in Britain with Uncommon Coffee\\u2019s entire range at http://uncommoncoffee.co.uk/ (use code MW20)\\nExtra Stuff:\\nFollow Richard on Twitter - https://twitter.com/meadowsrichard\\xa0\\nBuy Optionality - https://amzn.to/397R4lJ\\xa0\\nGet my free Ultimate Life Hacks List to 10x your daily productivity \\u2192 https://chriswillx.com/lifehacks/\\nTo support me on Patreon (thank you): https://www.patreon.com/modernwisdom\\n-\\nGet in touch.\\xa0Join the discussion with me and other like minded listeners in the episode comments on the MW YouTube Channel or message me...\\nInstagram:\\xa0https://www.instagram.com/chriswillx\\nTwitter:\\xa0https://www.twitter.com/chriswillx\\nYouTube:\\xa0https://www.youtube.com/ModernWisdomPodcast\\nEmail: https://www.chriswillx.com/contact\\xa0\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"