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This episode of the podcast is taken from my recent Facebook Live in which I chat with Terry Robb Head of Personal Banking at Ulster Bank.\\xa0 Financial fraud is becoming more prevalent so protecting your money whilst shopping particularly in the run up to Christmas is really important.

I\\u2019ve teamed up with Ulster Bank over the next few weeks to contribute to the \\u2018TAKE FIVE TO STOP FRAUD\\u2019 national campaign from Financial Fraud Action UK and the UK Government.

We kicked off on Black Friday (which one you say J) and are creating and posting tips to help keep you safe\\xa0 \\u2013 videos, blogs, Instagram stories and Facebook and Twitter posts out with practical advice to prevent scams in the run up to Christmas. \\xa0

Terry chats about the common types of fraud and scams which can impact people as well as sharing simple and effective ways which people can protect themselves.\\xa0 We chat about the 'Take 5 to Stop Fraud'\\xa0

Stop and Think when you receive a request to move money. A genuine bank or organisation will never contact you out of the blue to ask for your PIN, full password or to move money to another account.

Only give out your personal or financial details to use a service that you have given your consent to, that you trust and that you are expecting to be contacted by.

When clicking on links or files, don\\u2019t be tricked into giving someone access to your personal or financial details.

Never automatically click on a link in an unexpected email or text.\\xa0

This podcast is sponsored by Ulster Bank Northern Ireland, I believe it\\u2019s sound advice which is why I\\u2019m working with the bank on this campaign. As always, all views and opinions are my own.