If wasting a couple-thousand dollars next year is no big deal to you, you can skip this. But if you’d be interested in saving $1,000-$2,000 on your federal health plan in 2020, read on. Walton Francis, who literally wrote the book on the federal health program said that many, many workers and retirees are paying too much because of the plan they are in. And with a little shopping they could save a bundle and still get excellent coverage.