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How does the \\u201cBuy, Borrow, Die\\u201d strategy of the uber-wealthy work? Stacking capital gains vs. Roth conversions, contributing to a non-deductible IRA vs. a brokerage account, and minimizing tax when a trust is the TSP beneficiary. Also, why delay Social Security to age 70 if you don\\u2019t need the money, and estimating benefits with a future salary of $0. Finally, can you \\u201cghost\\u201d an advisor? Should you hire a financial advisor near you? Show notes, free resources, Ask Joe & Al On Air: https://bit.ly/ymyw-353