HSA to Roth, RMD Investing, and Social Security Strategies - 429

Published: May 16, 2023, 11 a.m.

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Can you convert your health savings account (HSA) to Roth, and do the five-year Roth withdrawal clocks apply? What should you do with money you\\u2019d been putting to your student loan debt if you\\u2019re part of the student loan forgiveness program? What\\u2019s the best way to invest your RMDs, or required minimum distributions? How does IRMAA, the income-related monthly adjustment amount for Medicare, apply to zero-coupon municipal bonds? And finally, strategies for collecting survivor Social Security benefits.\\xa0

Timestamps:

  • 00:49 - Can I Convert a Health Savings Account HSA to Roth IRA and Do the 5-Year Rules Apply? (Philip)
  • 07:49 - My Student Loans Were Forgiven. Now Should We Contribute to Roth 403(b)? (Pete, Winston-Salem, NC)
  • 15:37 - How Should I Invest Required Minimum Distributions? (Judy, San Diego)
  • 22:17 - How is IRMAA for Medicare Applied to Zero Coupon Municipal Bonds? (Jimmy)
  • 26:40 - 62 and Widowed: Claim Survivor Social Security Benefits Until Age 67? (Mark, Burke, VA)
  • 30:11 - Is Signing Up for Social Security Just Pretty Much Straight Forward? (Michael)
  • 32:09 - The Derails

Access this week\'s free financial resources in the podcast show notes at\\xa0https://bit.ly/ymyw-429\\xa0

  • Debt Ceiling and the US Dollar - new educational video
  • Talking About Recessions - new blog post
  • Medicare Check-Up Guide
  • Episode Transcript
  • Ask Joe & Big Al On Air
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