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What\\u2019s a safe withdrawal rate from your investment portfolio when that money has to last 50 or 60 years because you\\u2019re part of the FIRE (financial independence/retire early) movement? Karsten Jeske, Ph.D., CFA, aka "Big Ern" from EarlyRetirementNow.com shares his experiences. Plus, will listener Paul reach $5M by retirement? Can monthly payments from an IRA annuity be used for qualified charitable distributions (QCDs)? And what happens if you\\u2019ve made mistakes with your IRA that lead to penalties? Transcript, resources & show notes: http://bit.ly/YMYW-236