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Apple\\u2019s latest innovation is a credit card that comes with all kinds of conveniences: No late fees! No long strings of numbers! No wait to qualify! The perks aren\\u2019t revolutionary. Apple will give card-owners a 2 percent cash back when they use their iPhone to pay, or 1 percent cash back when they swipe the physical Apple Card. Purchases at Apple stores earn 3 percent cash back.
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