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Hylton Kallner is an actuary, business builder, and the Chief Executive Officer of Discovery Bank. He has been a part of the Discovery ecosystem since 1996, where he began his journey as a key player in various marketing, actuarial, and strategic projects. He then became the company’s Chief Marketing Officer in 2006, and has since served in multiple CEO positions at Discovery Limited - becoming the Discovery Life CEO in 2016, the Discovery South Africa CEO in 2020, and then the Discovery Bank CEO in 2021. Kallner’s extensive experience at Discovery Limited and his understanding of its shared-value business model have positioned him to drive outstanding growth at Discovery Bank. In this episode of What’s Next, Kallner unpacks the SpendTrend 2023 report. He explains why Discovery Bank partnered with VISA to compile this report, before digging deeper into its contents