b'This Toronto Centre Note and accompanying podcast describe how financial institutions are using artificial intelligence (AI) and machine learning (ML), and how supervisors can respond and use AI and ML to improve their efficiency and effectivenessRead their biographies here (https://torcentre.sharepoint.com/:b:/s/Files/EZjkRyJPgx5OteUqKnLYkN4BNaLwGCicchsFmlONGg5e3w?e=xHDccG).Read the transcript here (https://torcentre.sharepoint.com/:b:/s/Files/EScQVkVgVVNArAhmRROrgaABiYSH5DfSwBlV8XQcPHY32A?e=XQeWI3).'