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b'In this episode, Senior Financial Advisors Rob McClelland and Mike Connon discuss how the business model has changed over the years for many of the services we use today.\\xa0 While there are considerable advantages to subscription services for both companies and consumers, such as lower costs, convenience, and access to a wide range of content. There are also disadvantages, such as incremental yet constant price increases and potential privacy concerns.\\xa0\\n(00:55): Movies and streaming services(08:00): Adaptation of the software firms to user behaviour(09:31): Big data storage(10:15): The evolution of print media(11:29): The advantage of the subscription model(16:14): The issues with the subscription model'