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b"Ben Smith, a chartered financial planner for the past 10 years, is on a mission to educate young athletes about wealth management, proper financial planning and goal setting.\\xa0 Very important messages for anyone dealing with young athletes and of course for athletes themselves.\\xa0 Listen and learn. (The Podcast was NOT sponsored by FLM)\\nDisclaimer: No financial advise or recommendations are given. The Podcast is purely highlighting options available.\\n\\xa0\\nKey Highlights\\nHow Ben got into the industry and how childhood lessons shaped his career path and mindset about investing\\nChartered Financial Planner, help clients make great decision with their money, from planning, tax, legal structures, etc\\nFLM (Financial Lifestyle Management Ltd) a partnership affiliated to St James\\u2019s Place Plc \\u2013 a Footsie 100 company (150 billion under management), different investment solutions (highly regulated environment in the UK)\\nThe stats behind the reason for the Podcast and why it\\u2019s so important for young athletes to be aware of it\\nEarly 90s, salaries in Football were only around avg GBP 20k pa, now nearly GBP 2 million per year \\u2013 high earning in early part of the career (young age), opposite to traditional career path \\xa0\\nProcess to engage young athletes \\u2013 step by step process to educate them in an interactive way and setting goals\\nPassive Income and Compound Interest \\u2013 key to understand it \\u2013 Jill and Jack example\\nFLM focus on Football, Rugby and Golf\\nThe process, value added services by FLM, fee structure and steps to take by athletes and families\\nAthletes as investors beyond their Money \\u2013 bringing their Name into investments \\u2013 Athletes are Brands - Whoop example \\u2013 risk and returns\\nFLM\\u2019s background and history over the past 20 years \\xa0(www.Flmltd.com)\\n\\xa0\\nAbout Ben Smith\\nI help busy, successful people make great decisions with their money. I believe that wealth is dictated by behaviours, not earnings, Everything I do is focused on creating world class money habits that help my clients achieve financial freedom. This is the ability to live life to the full without financial constraints.I believe that in any area of your life, a lack of clarity can be fatal. It can lead to anxiety and hold you back from achieving what is really important to you and your family. When I first joined the industry in 2011, I had studied business, finance and economics throughout my education, yet I knew very little about personal financial planning. From working with many families over the last 10 years, I have found that money is very poorly understood in the UK which really can hold people back in a quest for a better life.With this in mind, I am passionate about financial education and the importance of having a plan.How many of us studied money or personal finance at school? It is also rarely discussed, even between close family members. I really believe in helping my clients learn as we work together, which brings both enjoyment and greater peace of mind.Having a well thought through plan allows you to get on and enjoy life whilst striving towards the things that are important to you.Everyone has a different 'why' which ultimately gets us out of bed in the morning. Maybe you want to send your kids to private school, maybe you want to retire at 45 or maybe you want to own a second home in France. The harsh reality is that, without a clear plan, you are unlikely to achieve these goals.Over the last 10 years I have worked with busy, successful individuals in London to help them establish their \\u2018why\\u2019 and put in place prudent, robust financial plans to meet their goals.Life is as busy as it has ever been, and very few people find the time to put in place adequate financial plans and for those who do, even fewer continue to monitor them over time. I believe everyone has experienced some kind of financial inertia during their life \\u2013 for some this will be for longer than others. It is arguably the single greatest threat to ones financial plans.\\n\\xa0\\nFollow us\\xa0on our soci"