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Today we\u2019re talking about your money and the best way to manage it in the new year. A recent survey from Bankrate found about two-thirds of American adults are not expecting their personal finances to improve this year. But that doesn\u2019t have to be the case.

We\u2019re joined today by financial coach and host of the \u201cHard Money Talks\u201d podcast, Lauren Greutman. She\u2019s been featured on the Today show, Consumer Reports, and more.

Lauren is sharing her advice on everything you need to know for the new year: how to set a yearly budget, easy tips for getting an emergency fund started, paying debt, how to get started with investing, and so much more.\xa0

This episode is brought to you by\xa0kiwico.com\xa0(Listen for the discount code) and\xa0Masterworks.Art/newsworthy

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