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People buy the craziest stuff with their money. Stuff they don't need, stuff  they'll never use, stuff they have already have 5 of, and most amazingly, stuff they don't even  want. Every single month the average household spends more money than they earn.  This rampant overspending has created a society full of mounting debt, little savings, and  homes cram packed full of stuff. Financial stress is a billion-dollar industry, racking up ever expanding costs due to a variety of aches and pains, sleepless nights, and broken relationships.  In this book, we will explore the origin of why people spend the way they do, along with how  this spending is impacting your life, your relationships, and your work.  Laurie will take you, step by step, through developing achievable goals and a blueprint for a  secure financial future. And in the end, you'll have a spending plan (not a budget) that works.  Laure V. Johnson is a personal finance expert with over 25 years of experience in the  areas of tax preparation and strategy, financial coaching and counseling, financial therapy, real  estate, and insurance. She is an international speaker, a corporate trainer for Fortune 100  companies, an Accredited Financial Counselor, and a Cognitive Behavioral Therapy Life Coach  and Group Facilitator. Laurie lives in North Carolina with her two wonderful children, Sierra and  Zachary.