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b'In episode 275, we welcome our guest, David Lau, Founder and Chief Executive Officer of DPL Financial Partners, a firm focused on the distribution of financial products geared toward the Registered Investment Advisor (RIA)\\xa0and fee-based advisory channels.\\xa0\\nIn today\\u2019s episode, we\\u2019re talking all about annuities. Annuities are often thought of as being too expensive and a bad product for clients, but David explains how his firm is changing that by removing the commission, which lowers the cost by 80%. We get into the benefit of annuities, which offer tax deferred accumulation and income generation, while also taking risk management into account. David explains how RIA\\u2019s are using annuities for clients and why they make sense in a world with rates so low around the globe.\\xa0\\xa0\\nAs we start to wind down, we hear about the future plans for the firm, which include building out their suite of offerings and eventually offering a direct-to-consumer product.\\nPlease enjoy this episode with DPL Financial Partners\\u2019 David Lau.\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'