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b'Most individuals, families and businesses are financially underprotected and living with too much debt. Many are not consistently saving, they have no plan and sadly, they are not sure what to do about it. When we are empowered with a clear financial understanding and a proper financial needs assessment, we can more easily identify key areas of our financial health that need attention, such as:+ Cash flow+ Debt management+ Emergency fund+ Proper protection+ Building wealth+ Preserving wealthOnce you know your financial independent number, you can apply the wealth building habits I am going to share with you so you can start soaring to the highest heights of your financial future'