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b'David Schwartz, CTO of Ripple, joins Charlie Shrem on today\\u2019s episode of Untold Stories.\\nCharlie and David discuss Ripple, money as a form of control, what is XRP, decentralized applications, banks adopting crypto, how he got the name Joel Katz, financial inclusion for everyone, pitching the idea of crypto to banks, crypto scams, where crypto is headed, and peer to peer transaction.\\n\\u2013\\u2013\\u2013\\nBitpay Card\\nThe all new Bitpay card is chalked full of new features. It has contactless pay, a new EMV chip, added in-app security where users can lock their card anytime, and so much more. Unlike other cards, reloading has no conversion fees & you can load your card whenever you want to. Download the latest version of the BitPay App and click the card icon to get to the new card offer.\\n\\u2013\\u2013\\u2013\\nThis podcast is powered by BlockWorks Group. For exclusive content and events that provide insights into the crypto and blockchain space, visit them at https://blockworksgroup.io'