The new version of Xara Pro X 365 brings powerful new features, on-line editing capabilities, and a forward-thinking approach to software provided on a rental basis. If you have a credit card -- and who doesn't these days -- does it offer reward points? Surprisingly, nearly a third of those who earn credits never use them. In Short Circuits: Maybe you already knew that Windows 10 can mount a disk image file without needing a utility of any sort. Now I do, too. Something else I didn't know until now: A utility exists to display thumbnail images of Photoshop, Illustrator, and Encapsulated Postscript files in the Windows Explorer. In Spare Parts (only on the website): Might Wells Fargo have spared its reputation and millions in fines if the company had paid more attention to what people were saying about it on-line? The Asus Tinker Board looks like it will be popular with hobbyists. Retailers are turning to bots and artificial intelligence to give customers a more personalized experience.