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Subcompact SUVs have become a new market niche, as automakers create SUVs to match every conceivable buyer whim and budget. We discuss what you gain - and what you give up - when you buy a super-small SUV, illustrated by our test results for the Honda HR-V, Chevrolet Trax, and Jeep Renegade. This trio isn\'t that impressive, but we hold out hope for the promising Mazda CX-3. Moving on, we highlight Consumer Reports\' research into car insurance premiums; you may be surprised by what dictates your rates. Much more information is online at www.consumerreports.org/fixcarinsurance. Finally, we answer a viewer question, one that we hear a lot these days: how do you pick between a Subaru Outback and a Volkswagen Golf SportWagen?\\xa0