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At a recent financial conference a prominent hedge fund manager predicted that returns are going to be well below those that the average investor expected over the last decade. What does that mean for you and your money? Should we expect lower returns? How do you plan (or NOT plan) on an environment where you can't expect the stock market to create wealth? Paul Ollinger, host of the Crazy Money podcast, joins us for an all-over-the-map discussion of stocks, planning, and gambling on today's show.