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b'For Rachel Cruze, growing up as the daughter of Dave Ramsey was a powerful character building experience that helped her establish good habits early in life. She wrote about those lessons in her book Smart Money Smart Kids, co-authored by her dad, which debuted at #1 on the New York Times best-sellers list.\\xa0 Rachel is now a seasoned communicator and presenter who has been speaking to groups as large as 10,000 for more than a decade. She uses those early experiences from growing up in the Ramsey household to educate America\\u2019s students and young adults on how to handle money and stay out of debt.\\xa0 Three takeaways from this interview: Rachel didn\\u2019t always do right by her money. She shares her biggest money mistake. Rachel talks about how having a higher income doesn\\u2019t always fix problems. And How to NOT to raise lazy, entitled kids. For the full transcript go to SoMoneyPodcast.com.

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