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b"I asked Karin to come on the show to talk to us about the documents we need to have a great retirement.\\nKarin Schumacher has been an attorney since 2001. She is regarded as compassionate, accomplished, and dedicated at Elder Law & Advocacy, Legal Aid Society, and San Diego Volunteer Lawyer Program. She has effectively served over 12,000 clients.\\nShe talks about her grandfather who was a very “well to do” business owner. (He owned 3 auto supply stores). At the time he passed away in 1975, he had over ten million dollars. He wanted his children and his grandchildren to receive that. The problem was that unbeknownst to him, the Corporate\\xa0Trustee he used, did not have his best interest at heart. All of his hard earned money had been squandered. Now in 1975, there was far less oversight on Corporate Trustees and a lot fewer regulations than there are now.\\nPut these documents in place BEFORE they are needed. Also update or review them on a regular basis because\\xa0life events and circumstances change frequently.”\\nKarin goes over each of these in greater detail during the interview. \\xa0Below, is the list of documents we need to have a great retirement:\\n\\n* Advanced Healthcare Directive- This is basically your end of life wishes. It is a 55-page document that goes over your medical wishes should you become incapacitated.\\n* Power of Attorney (Springing or Immediate) Springing POA- Only takes place upon incapacity. Immediate- Be cautious here because the moment you sign an immediate POA, the power goes to the agent. However, a POA\\xa0is\\xa0one of the documents we need to have a great retirement. \\xa0Kathe likes the Springing kind.\\n* HIPAA Release (Health Insurance Portability and Accountability Act) – Prohibits Healthcare providers from releasing information unless you have completed\\xa0a HIPAA\\xa0 release form.\\n* Trust- If you own a home and or assets in California above $150,000 then a Trust will assist in avoiding probate.\\n* Will – If you are distributing assets by other means and don't own a home, then be sure to create a will.\\n\\nTo get today\\u2019s Freebie, What Documents Do I Need Before I Become Incapacitated, go to http://rockyourretirement.com/Incapacitated\\nContact Information for Karin:\\xa0www.AfsarEstatePlanning.com\\nSpecial Thanks to:\\n\\n* Angie Strehlow who helps us get great guests that help us with our retirement lifestyle while keeping everything on track\\u2026and helps with these show notes!\\n* Les Briney, my husband, and Danny Ozment of Emerald City Pro who edits the show and makes my guests and me sound terrific\\n* Henry Shapiro, host of Retired Excited that airs on Fridays\\n* YOU for telling your friends about the show, leaving comments below, and sharing episodes you really like on Facebook, and\\xa0reviewing the show on iTunes\\n\\nThis post\\xa0about retirement and\\xa0Retirement Lifestyle first appeared on\\xa0http://RockYourRetirement.com\\n*Rock your Retirement discusses retirement issues, but neither Rock Your Retirement nor Kathe Kline provides legal advice. \\xa0Please be sure to consult your own attorney."