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My guest today is Frank Maratta, a listener & fan of the show who contacted me with some great questions. \\xa0So I thought I\'d have him on the show to answer them with the help of Justin Workman, another friend of the show who\'s been on many episodes.

Frank is an experienced investor and landlord with 12 units that he rehabbed & manages. \\xa0Frank\'s favorite strategy\\xa0is to buy a property, rehab it using his own subs and serving as the General Contractor, and then complete a cash-out refinance in order to pay himself back and raise money for the next deal.

Frank has some excellent questions that Justin & I do our best to answer, even though we disagree on several of our answers:

Should Frank get a 30-year or 20-year mortgage?

Should he "buy down" the points in order to get a lower interest rate?

Will a new roof increase the appraisal value? (the answer to this will surprise you)

What is our current outlook on the market?

Frank\'s questions make for a lively discussion (& arguments) with Brian & Justin. \\xa0This is a fun episode that I know you\'re going to enjoy. \\xa0If you\'d like to get ahold of Frank, you can email him at:

frank@marattainvestments.com