THE IMPORTANCE OF CREDIT-CREDIT MATTERS

Published: June 18, 2014, 12:09 p.m.

On this edition of The Community, we’ll talk about a 3 digit number that can affect your ability to get an affordable car, the job you have always wanted, or a place to call home. And that’s your credit score. Find out what your credit means to you. Dorothy Bell, SVP & Chief Marketing Officer with Jaison McCall, Financial Literacy and Community Outreach Specialist for St. Louis Community Credit Union. In this episode: • The importance of credit….why it even matters. • How important is a credit score? • How often should we review our credit? • What’s a good score to shoot for? • What is included when figuring the credit score? • What’s in a credit report? • The 4 parts of the credit report – identifying information, public records, credit history, and inquires. • How can we rebuild our credit? • One-on-one coaching sessions at the CU Excel Center. What happens during a session? • How can we increase our credit score? • Where can we go to get copies of our credit report? Managing your credit and financial image can have a tremendous impact. It’s good that St. Louis Community Credit Union is there to help people get back on track. Schedule free one-on-one coaching at the CU Center with your partner. The CU Excel Center is located at 95 North Oaks Plaza, St. Louis, MO 63121, nestled in the northeast corner of the North Oaks Shopping Plaza (intersection of Natural Bridge and Lucas and Hunt). For more information or to sign up for a class, call our Financial Literacy Hotline at (314) 385-1586, or send an e-mail to center@stlouiscommunity.com