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Recently I received this personal note from a personal friend of mine: "My wife suggested I reach out to you for advice as we plan to start saving for our soon-to-be-born-son\'s education.\\xa0 Hard to believe it\'s going to be just a few weeks now.\\xa0 I\'ve looked into our state\'s 529 plan, but wasn\'t sure if there were better options.\\xa0 Any advice would be greatly appreciated."\\xa0

My advice in response was simple: don\'t set up a college plan for your young child. It\'s a bad idea and a poor use of money in light of all the other things you can do with money that are better.

Interested?

Listen.

:)

Joshua

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