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Recently I received this personal note from a personal friend of mine: "My wife suggested I reach out to you for advice as we plan to start saving for our soon-to-be-born-son's education.\xa0 Hard to believe it's going to be just a few weeks now.\xa0 I've looked into our state's 529 plan, but wasn't sure if there were better options.\xa0 Any advice would be greatly appreciated."\xa0

My advice in response was simple: don't set up a college plan for your young child. It's a bad idea and a poor use of money in light of all the other things you can do with money that are better.

Interested?

Listen.

:)

Joshua

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