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The earthquake market has moved onto unstable ground as insurers and alternative capital investors demand higher returns on their capital. Rate increases have ramped up over the last year, and buyers should expect higher prices this year for the same coverage. Higher deductibles can be an effective strategy to manage premiums. Buyers who can provide better and more detailed information on their risks can expect a better reception from underwriters. Early and active marketing and working with a broker that offers broad access to markets are crucial for obtaining the most cost-efficient coverage.

We discuss the latest in EQ with:

• Ted Clayton is President of CRC\\u2019s Santa Ana office and is an active member of the Property Practice Advisory Team. Ted specializes in property and marine business.
  
  
• Phil Mazur is President of CRC\\u2019s San Francisco office and an active member of the Property Practice Advisory Team. He specializes in difficult to place property risks, including California earthquake.

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