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In episode eight of Financial Inclusion & Beyond,\\xa0we\\xa0spoke with Tracy Basinger, the recently retired head of supervision here at the San Francisco Fed. Tracy has spent her career focused on the impact of financial services on everyday citizens. From leading consumer protection here at the San Francisco Fed\\xa0 to overseeing a nationwide team considering policy solutions for small businesses suffering during the COVID-19 crisis, Tracy has thought long and hard about the role of\\xa0 public policy, regulation, and technology in promoting a more inclusive financial system.\\xa0
We get into examples of financial innovations that are promoting inclusion and the challenges for regulators and policymakers who want to minimize risks to consumers and the broader financial system while not getting in the way of positive change. And we talk about how to shift from a historical mindset that focused on preventing exclusion to one that thinks about ways to promote inclusion and broader notions of financial health and wellbeing.\\xa0
Key takeaways from the\\xa0discussion include:\\xa0
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The views expressed are not necessarily those of the Federal Reserve Bank of San Francisco or of the Federal Reserve System.
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