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b'Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.\\nEpisode 2548:\\nChris Reining\'s insightful piece on the 4% Retirement Rule illuminates the uncertainties of financial planning, drawing parallels with the unforeseen challenges faced by the Apollo 13 astronauts. He emphasizes that while the 4% rule, initially proposed by Bill Bengen and further explored by Michael Kitces, is designed to withstand economic downturns, it\'s the adaptability to unexpected situations that truly secures financial stability in retirement.\\nRead along with the original article(s) here: https://chrisreining.com/plan-predict/\\nQuotes to ponder:\\n"You can plan, but not predict."\\n"The reason the 4% rule works during recessions is because the 4% rule is based on the worst possible historical scenarios."\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'