Zainab Saeed on Microfinance

Published: April 11, 2023, 1:35 p.m.

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Zainab Saeed is the Chief Strategy Officer of Kashf Foundation, which is one of Pakistan's leading specialised microfinance institutions which aims to economically mainstream and empower women in Pakistan by demonstrating that there is a business case for women's entrepreneurs.

Time Stamps:\\xa0
00:41 Intro
02:16 Dark Side of Micro Finance, IPO & Mission Drift\\xa0
03:28 Unregulated Micro Finance in India
04:38 Explaining Micro Finance
05:54 Grameen Bank\\u2019s Success and Dr. Yunus\\u2019 Role\\xa0
06:45 Social Collateral lending Model & Committee\\xa0
08:35 Micro Finance Loans\\xa0
12:26 Kashf\\u2019s Appraisal Methodology & Loan Utilisation Checks\\xa0
15:33 How a Micro Finance Institution Grows
16:13 Kashf\\u2019s success
20:57 Why a Mission is important
21:24 Indian Government\\u2019s Regulations that effected Micro Finance\\xa0
23:42 Why Micro Finance is Expensive
25:05 Alternative Delivery Channel\\xa0
27:21 Interest Rates in Micro Finance
29:27 Equal Monthly Instalments & Consumptive Loans\\xa0
30:37 Unofficial Loan Sharks\\xa0
34:14 How Kashf values Customers
36:07 Social Business & NGO
40:45 Why Micro Finance over other things
46:02 Inflation\\u2019s effect on Micro Finance
50:07 How Kashf started, How it\\u2019s going and Zainab\\u2019s Journey\\xa0
01:05:43 How Kashf provided awareness
01:06:27 Fund Rasising
01:08:07 Zainab\\u2019s role and Gender Eqality at Kashf\\xa0
01:09:58 Patriarchy\\u2019s Role\\xa0
01:10:59 Access of Internet to Women\\xa0
01:13:11 Social Safety Nets\\xa0
01:17:55 Fintech in Pakistan\\xa0
01:19:01 Technology is Gendered\\xa0
01:25:49 Biological Determinism of Gender\\xa0
01:26:35 Female Support\\xa0
01:28:29 Generalisation in Content\\xa0
01:29:02 Outro

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