This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the market’s mostly flat results for the week, sector performance and what the indices look like year to date. They also touch on the kickoff of earnings season. Jarrett and K.C. share some of the issues investors may run into when one spouse retires and the other spouse continues to work. The experts round out the show addressing listeners’ questions on whether investors should wait until January to take capital gains, investing in retailers like Wal-Mart and Target for the holiday season and the dip in Coach stock once the company unveiled its plans to rebrand as Tapestry.