This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined Managing Associate D.J. Barker, CWS®, and Director of Insurance Planning, Jim Crone, CLU®, CFS®, to discuss where the stock market stands with fourth-quarter earnings and how earnings have affected sector performance this year. Jim discusses the ways to maximize your gift to charity using life insurance. The hosts also cover who should own the life insurance policy.