This week on "Money Talks," Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by insurance expert Jim Crone, CLU®, CFS®, to discuss the week’s market movements, market dips and corrections, as well as the yield curve in Treasurys. Jim brings to the table a case study of a couple who need insurance for protection purposes, but they are being offered a policy that is trying to accomplish too many goals and contains too many features. Jim explains that going back to the financial plan to determine the insurance need is the best strategy. The experts round out the show with listeners’ questions on annuity retirement income and disability insurance riders. They also provide advice for an inherited 401(k), discuss the rally in Bitcoin, and give their opinions on stocks Whirlpool and Sleep Number.