This week on “Money Talks,” the hosts discuss year-to-date performance, November’s Jobs Report, and the unemployment rate. They also touch on consumer sentiment and wholesale trade. The experts provide advice to making your financial resolutions for the new year stick. They also answer listeners’ questions on a Vanguard money market fund and the Teacher Retirement System of Georgia. Lastly, they address a new “insur-tech” company, Gainbridge, that is offering fixed annuities with better interest rates than CDs.