This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Associate Michael Griffin, CFP®, to discuss the increase in Personal Income, consumer confidence and the ISM Manufacturing Index. They also touch on housing news. Shawna and Michael bring a discussion on the importance of both spouses being involved in the financial planning process, and how important it is for both spouses to plan for retirement should something happen to the other. The "Money Talks" experts also answer listeners’ questions on Apple’s weighting in a portfolio, non-spouse inherited IRAs, and the difference between money market funds and money market accounts.