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Mehrsa Baradaran is a professor of law at the University of California Irvine and researches banking law, financial inclusion, inequality, and the racial wealth gap. Her scholarship includes the books, *How the Other Half Banks* and *The Color of Money: Black Banks and the Racial Wealth Gap.* Mehrsa joins Macro Musings to talk about the impact of COVID-19 and how existing wealth conditions and financial access challenges are exacerbating the crisis. David and Mehrsa also discuss the historical context for the racial wealth gap, why banking deserts are so consequential, and how a postal savings system may be a solution to the financial inclusion problem.

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Transcripts for the episode can be found here.

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Mehrsa\\u2019s Twitter: @MehrsaBaradaran

Mehrsa\\u2019s UCI profile: https://www.law.uci.edu/faculty/full-time/baradaran/

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Related Links:

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Link to bonus segment with Mehrsa: https://youtu.be/AcH3c89ZtKY

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*How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy* by Mehrsa Baradaran

https://www.hup.harvard.edu/catalog.php?isbn=9780674983960

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*The Color of Money: Black Banks and the Racial Wealth Gap* by Mehrsa Baradaran

https://www.hup.harvard.edu/catalog.php?isbn=9780674237476

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*The U.S. Should Just Send Checks \\u2013 But Won\\u2019t* by Mehrsa Baradaran

https://www.theatlantic.com/ideas/archive/2020/04/the-us-should-just-write-checksbut-wont/609637/

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*Rethinking Financial Inclusion: Designing an Equitable Financial System with Public Policy* by Mehrsa Baradaran

https://rooseveltinstitute.org/rethinking-financial-inclusion-equitable-financial-system-public-policy/

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*The Coronavirus Will Be a Catastrophe for the Poor* by Derek Thompson

https://www.theatlantic.com/ideas/archive/2020/03/coronavirus-will-supercharge-american-inequality/608419/

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Link to Aaron Klein Macro Musings episode: https://macromusings.libsyn.com/aaron-klein-on-real-time-payments-and-financial-regulation

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Link to *Mapping Inequality* from the Digital Scholar Lab at the University of Richmond: https://dsl.richmond.edu/panorama/redlining/#loc=5/40.464/-94.592

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JPMorgan Research: *Racial Gaps in Financial Outcomes*

https://institute.jpmorganchase.com/institute/research/household-income-spending/report-racial-gaps-in-financial-outcomes#finding-1

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David\\u2019s blog: macromarketmusings.blogspot.com
David\\u2019s Twitter: @DavidBeckworth