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b'In this episode, I\'ll be discussing the ways in which using a budget can transform your financial life and some common struggles that people face with budgeting. I also have a special gift for the Love & Kobo fam.\\xa0\\nFor a limited time, download a free copy of my budget template at https://docs.google.com/spreadsheets/d/1d59T3d-N_31OV49BFrEoKCHfgmMu4QKwaQObnv77ngw/edit?usp=sharing. Because the Google Sheet is view only, you will first have to go to the File menu and click Download (or Save a Copy) to create a template that you can edit.\\xa0\\nI created a series of budgeting videos on YouTube detailing how to use the budget template. They can be found at https://youtube.com/playlist?list=PLmVkOLLKuWFqtb8EV1c71sglfzFZtmweA.\\nHappy budgeting!\\n\\n--- \\n\\nSupport this podcast: https://podcasters.spotify.com/pod/show/loveandkobo/support'