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Who listening to this podcast ep doesn\\u2019t love money? With it, we can buy ANYTHING our mind desires! Chipotle Burrito Bowl, Black Range Rover, house in the LA hills, private jet flight down to Cancun\\u2026 you pickin\\u2019 up what I\\u2019m putting down? No matter if you have $5 in your savings or $5 Million\\u2026 we ALWAYS need to make every dollar count. It\\u2019s the only way we\\u2019ll ever reach financial freedom.\\xa0

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Topics :\\xa0

• Starting to work at the age of 12 for my uncle at a Garden Center
• • Greatest lesson I learned : the value of a dollar bill
• Past jobs
• • Dairy / Frozen Food Assistant, Clerk & Bagger at Big Y World Class Market
  • Sales Associate for Finish Line & was top 10% North East Sales Associates
  • Mgmt Intern for H.L Foster Company (Rebar biz)
  • Marketing Intern for SnapApp (Marketing Platform)
  • Professional Driver for Uber - TOP 2% in the world of 2018 with a sticker to prove it
• Money Management Lessons I\\u2019ve learned :
• • (1) Live Below Your Means
  • • You must NOT spend more money than you earn
    • Doing so allows me to use extra cash that I haven\\u2019t SPENT to pay off debt, invest in my future or simply put into savings
  • (2) Wants vs Needs
  • • Budget out monthly income & expenses
    • Before making a purchase I ask myself : Do I NEED this or is it simply something I WANT but could live without?
    • Rationalizing purchases that are investments in ME
  • (3) Build Credit
  • • Using credit cards like debit cards helps build that credit WAAAAY UP!
    • Having great credit allows us to buy things that we don\\u2019t have the financial cash up front to pay for
  • (4) Stack That PAPER & Invest In The Future
  • • Just because I have the money doesn\\u2019t mean I need or have to spend it!
    • Saving up cash for unexpected costs that may come in the future
    • Finding ways such as stock investments, retirement accounts, rental property etc that can make US money
• Challenge for the listeners
• • Take some time this week to sit down and write out
  • • Monthly income
    • Monthly expenses
    • Monthly \\u201cplay money\\u201d
  • Now that you can see all of this in front of you, create a budget to work off of that can help you better manage your money!
• Questions from The BMC
• • Ben Bradford : Do you do any money mgmt around food, diet & meal prep?
  • Job : How do you decide what you\\u2019re worth?

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Got a topic / question you want me to cover? Hit me UP on IG @Bobbbaaaay

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