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b'Today, most of us are taking better care of our health. We\\u2019re more active, get more Vitamin D, and stress a little less. As for our finances, sometimes these feel-good vibes \\u2014 including summer vacations \\u2014 cause us to amp up our spending. If your wallet is starting to sweat (like ours), then Ashley Feinstein Gerstley, author of The 30-Day Money Cleanse, is here to whip our finances back into shape. In Mailbag, is it smarter to pay additional money toward the principal on a home mortgage or to invest that money in an index fund? \\n \\nLearn more about your ad choices. Visit megaphone.fm/adchoices'