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b'Daniel H. Pink, author of \\u201cWhen: The Scientific Secrets of Perfect Timing," says timing is a science \\u2014 not an art. He shares how we can make systematically better decisions at work, at school, at home \\u2014 and for our wallets. In Mailbag, retirement catch-up moves and when to take a severance package.\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'