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b'What\\u2019s at the top of your list of needs? Specifically, your financial needs? Maybe \\u2014 just maybe \\u2014 you need a budget. At HerMoney, we would argue that everyone does, and so would our guest this week, Jesse Mecham, founder of You Need A Budget. Listen in as Jesse advises us how to break the paycheck-to-paycheck cycle, get out of debt, and save more money. In Mailbag, we discuss saving for retirement while in med school, and investing in moving homes due to negative experiences with a neighbor. In Thrive, ways lower your healthcare costs.\\n\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'