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b'Jean sits down with Shelley Emling, Editor-In-Chief at AARP\\u2019s The Girlfriend, to talk all things Gen-X women and how they can get back on track for retirement. What can Gen-X women do to get off the sidelines and build the self-confidence they need to ask for raises and make empowered financial decisions? In Mailbag, the best way to manage credit cards while keeping your credit utilization rate low, and whether or not to move money in your 401(k) or sell stocks.\\n \\nLearn more about your ad choices. Visit megaphone.fm/adchoices'