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b'With Valentine\\u2019s Day tomorrow, we decided to romance you with an entire show dedicated to your taxes. We shouldn\\u2019t have, right? But we did and we should, because this will be the first filing season that taxpayers see the full effects of the tax reform that was passed in 2017. And given that this was one of the biggest overhauls of the tax code in over 30 years, there will be tons of changes. Will they affect you? Let\\u2019s find out. Our date and tax expert this week is Maggie Klokkenga, senior advisor at Clayton Financial Group. Maggie is both a CPA and CFP\\xae, and, best of all, she\\u2019s a longtime HerMoney community member, which is how we met. In Mailbag, we answer your questions on backdoor Roth IRAs, 529 savings plans, tax software and filing jointly. Plus: If you\\u2019re one of the many people who didn\\u2019t adjust their tax withholding last year\\u2014or you can\\u2019t remember the last time you did\\u2014then it\\u2019s time to do that. We tell you how.\\n\\nAs always, thank you for listening. To improve the show, we\\u2019re conducting a survey to learn more about you, what you think and what you want more (or less) of moving forward. The survey should take five minutes of your time. As a thank you\\u2014upon completion\\u2014we\\u2019ll enter you into our giveaway of $100 Amazon gift cards and signed copies of Jean\\u2019s new book, "Women With Money." Please share your opinion here: http://hermoney.com/survey\\n\\nResources mentioned in the show:\\nIRS Withholding Calculator: https://bit.ly/2aLxK0A\\nNerdWallet Withholding Calculator: https://bit.ly/2X0zcCk\\n \\nLearn more about your ad choices. Visit megaphone.fm/adchoices'