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b'\\u201cBecoming a millionaire is not a private country club\\u2014it\\u2019s a result of many many years of hard work.\\u201d This week we\\u2019re back with retirement expert and Ramsey Personality, Chris Hogan, who\\u2019s out with his new book, \\u201cEveryday Millionaires: How Ordinary People Built Extraordinary Wealth\\u2014and How You Can Too.\\u201d Chris and the Ramsey research team surveyed over 10,000 U.S. millionaires to discover how they reached seven-figure status. Not surprisingly, it starts with getting in the right headspace. Oh, and Andy Puddicombe, consider Chris your competition. (If you listened to Episode 49, then you know what we\\u2019re talking about!) In Mailbag, we answer your questions on being more hands-on with your retirement investments, budgeting for childcare and retirement planning with a pension. Then, should you share your salary with your colleague\\u2014your male colleagues? We discuss in Thrive.\\n \\nLearn more about your ad choices. Visit megaphone.fm/adchoices'