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b"It\\u2019s college application season for thousands of high school seniors across the country \\u2014 and the ones who love them. Whether you're up against the deadline this year \\u2014 or see it coming around the corner \\u2014 it's never too early to start strategizing. We sat down with independent university admissions counselor and founder and CEO of IvyWise, Dr. Kat Cohen, to talk not just about reigning in the cost of college, but the cost of applying itself. In Mailbag, we answer your questions on wealth strategies for singles, bankruptcy scores and credit cards for young adults. Then, in Thrive, meet HerMoney reporter Kathryn Tuggle! She shares her reporting on how \\u2014 and why \\u2014 pet insurance can be a smart move.\\n \\nLearn more about your ad choices. Visit megaphone.fm/adchoices"