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b'We all know the simple rules to make sure we are preparing for our future selves at 70 or 80: spend less than you make, build up an emergency fund, set aside money for retirement, and invest the rest. But how do we picture that person when there are so many things grabbing our attention right now? Our guest today, Hal Hershfield, has a new book called\\xa0\\u201cYour Future Self: How to Make Tomorrow Better Today,\\u201d and he found that the key to sticking to our goals is being able to imagine our future selves.\\n\\nThe HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit\\xa0PlanEFE.com/HerMoney.\\n\\nPlease contact\\xa0advertising@airwavemedia.com\\xa0if you would like to advertise on our podcast, and to learn more about Airwave, head to\\xa0www.airwavemedia.com.\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'