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b'Private health insurance premiums could be cut by up to 10 per cent if private hospitals were made more efficient and stopped over-servicing.\\n\\nA handful of \\u2018greedy\\u2019 doctors charge their patients more than twice the official Medicare Benefits Schedule fee.\\n\\nOnly about 7 per cent of all in-hospital medical services are billed at this rate, yet these bills account for almost 90 per cent of all out-of-pocket costs for private hospital patients \\u2013 and patients are often not told of these costs in advance.\\n\\nListen to Grattan Institute Health Program Director Stephen Duckett discuss his latest report with Paul Austin, Editor.'