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b'February 6, 2023\\xa0on\\xa0ForYourBenefit, our host Bob Leins, CPA\\xae, welcomes Bob Braunstein, Federal Benefits Specialist.\\xa0Have you ever considered how much additional income your loved ones might need if you were suddenly gone?\\xa0Have you planned their survivor benefits?\\xa0Today\\u2019s program will focus on answering these questions:\\n\\nWhat types of Federal survivor benefits would go to your loved ones if you pass away?\\n\\nHow can you be sure the benefits you have planned/elected for your survivors will be enough?\\n\\nIf you have not elected benefits or designated specific beneficiaries, will your survivors be eligible for them anyway?\\n\\nWhat survivor benefits must be elected?\\n\\nCan you want to make these elections later or must they be in place before you pass away?\\n\\nWho ensures your survivors receive benefits?\\n\\nWhat is your Federal agency\\u2019s responsibility?\\n\\nOPM\\u2019s responsibility?\\n\\nShould survivor benefits be part of your financial plan?\\n\\nAre these benefits taxable?\\xa0Which are and which are not?\\n\\nFor questions or comments, email us in advance at\\xa0ForYourBenefit@nitpinc.com'