Personal Insurances Overview

Published: March 6, 2023, 5:23 p.m.

b'March 6, 2023\\xa0on\\xa0ForYourBenefit,\\xa0host Bob Leins, CPA\\xae welcomes John Jilek, CFP\\xae.\\xa0There is a 100 percent chance we will all pass away some day.\\xa0Life insurance, for the majority of us, can be an important vehicle to provide financial security for those left behind.\\xa0What are the milestones of life insurance for Federal Employees?\\xa0Why you should think of life insurance as death insurance.\\xa0Does life insurance make financial sense if held for the long term?\\n\\nLTC Insurance is a necessity for all Federal employees that are not able to self-insure.\\n\\nPutting Long Term Care Insurance into perspective now that the Federal LTC program is on hold.\\n\\nFind an alternative.\\n\\nDon\\u2019t procrastinate.\\n\\nProperty Casualty Insurance is the most overlooked personal insurance by Federal employees.\\n\\nPIC = Proper Insurance Coverage\\n\\nUmbrella Liability Insurance is the least understood and bought by Federal employees.\\n\\nNo Umbrella Liability = Bullseye for Lawsuit\\n\\nFor questions or comments, email us in advance at\\xa0ForYourBenefit@nitpinc.com'