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This week on "For Your Benefit" , listen in as hosts Bob Leins, Tammy Flanagan and their guest, Kristina E. M. Sturgis, CFP® CDFA™ Financial Advisor, NITP Seminar Presenter and Certified Financial Planner™ with Valenstein & Patterson, a financial advisory practice of Ameriprise Financial Services, Inc. discuss:

-The reasons why volatility is a fact of financial planning.
-Determining your personal risk tolerance and its impact on long term financial planning. A focus on the best laid plans can be subject to bad weather, traffic jams and scenic stops along the way.
-While it is very difficult to predict your reaction to an investment's decrease during a period of negative volatility there will also be a subsequent period of positive volatility.
-Investments including the TSP will have a bad day (with the exception of the G Fund), but knowing how to understand and prepare is key.

For questions or comments, email us at ForYourBenefit@nitpinc.com .