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b'Saving prudently is difficult because it calls for a radical reorganization of our lives, and that\\u2019s exactly the point. \\nIt\\u2019s nothing less than a conversion experience as we reorient our whole existence around the value of God\\u2019s kingdom. - James A. Harnish\\n\\nDo not throw the precious talent into the sea: Leave that folly to heathen philosophers. Do not throw it away in idle expenses, which is just the same as throwing it into the sea. Expend no part of it merely to gratify the desire of the flesh, the desire of the eye, or the pride of life. \\n \\n~ John Wesley from his\\n Sermon \\u201cThe Use of Money\\u201d'